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EVERYONE NEEDS A LIFE & BUSINESS COACH TO ACHIEVE TRUE SUCCESS!
Richard RIVO - Providing Excellent Step-By-Step Training That Helps You Get PAID To Finally Enjoy Life While Building Your Dream Business.
We Help People Quickly Find Profitable Business Opportunities That Make More Money While Working Their Day Job, Sleeping, Or While On Vacation!
My wife Lynn and I bring a unique and refreshing perspective of 40+ incredible years of marriage, working together as business entrepreneurs, creative artists, life and business coaching, helping people focus on achieving specific results.
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Richard RIVO & Lynn SUZANNA Internet Marketing Educational Specialists since 1997 PERSONAL LIFE & BUSINESS COACHING
RIVO INC - RIVO Marketing 12605 West North Avenue #137 Brookfield, Wisconsin 53005 - USA
Richard and Lynn love creative adventure and are happiest when participating in any number of unique entrepreneurial activities.
Hundreds credit them for being a catalyst for focusing on goals that achieve dramatic growth in their businesses. Their unique approach to business and life in particular has been responsible for the birth of multiple projects and companies that have greatly impacted multiple niches in the exploding world of Internet Marketing.
With a unique ability to consistently develop self-sufficient business systems, they currently run over 100 online website businesses simultaneously. Several of their companies are now #1 on Google and other major search engines leading the way as Internet Marketing Educational Specialists in the world today.
PARTIAL CLIENT LIST:
Mattel Toy Company Crayola Cadaco PBS - Public Broadcasting System The Artist In Residence Program Winstar Telecommunications MBG Technologies Door County Visitor's Bureau Wisconsin Evangelical Lutheran Association Carthage Wisconsin Lutheran Mount Mary College Milwaukee & Wauwatosa Public Schools Mayfair Allery Center Artist-And-Display Big Systems Tarton Design
And Many Personalities Such As:
Ben Barkin -Great Circus Parade Academy Award Winner - Ernest & Tova Borgnine
And Hundreds Of Local Businesses
Aspiring Artists Musicians Models Building Modeling Portfolios Entrepreneurs Our VIP Network Of Affiliates Thousands Of Sponsor Links Internet Marketers And All Our Amazing Clients
It doesn’t take a genius to see the death notice for email is already in your Trash. So what’s an Internet Marketer to do when the majority of their efforts just end up in someone else’s trash?
Whether you’re an Internet Marketer or just a friend, people want things short, to the point, and they want it NOW! Their desire to keep busy and spend as much free time with friends, is defined by the social networks they keep.
After all, being popular in high school felt cool. And now, everyone can feel cool, loved, and wanted, by being part of their chosen social networks.
The world is ever-changing - Dah!!! So is the evolutionary demand for new outlets that establish social networks such as: AIM, FaceBook, MySpace, Digg, Flickr, Linkedin, Skype, Technorati, YouTube, and hundreds of other iconic entities proliferating our daily lives. It’s become an addiction.
Think about it. We’ve replaced the pony express, the telegraph, and letter writing with cellphones. TV, Cable, TIVO, DVD or BlueRay, YouTube, Netflix, and crazy Home Videos define our thirst for staying entertained.
The fact is, and always has been, people want what they want when they want it, and they want it NOW. In our fast-paced Information Age, our global culture’s attention and evolutionary definition for grander diversities for social substitutes continue to explode.
Then along comes TWITTER – 140 characters or less! Now anyone can Twitter what they’re doing, where they’re going, who they’re meeting, and when they’re taking a shower. Short, sweet, and instant. That’s powerful stuff even when it’s a special Seinfeld moment; much about nothing!
Yes, email marketing was a numbers game. Marketers knew that if they had a great attention grabbing headline and a good sales letter, it took 100 emails to perhaps capture 1 sale. Today over 99.9% of marketing emails end up in the trash, cited as SPAM, or simply blocked. Now how many emails will it take to make one sale? 1,000, 10,000, 100,000, a million, or perhaps a government bailout?
So why do so many reasonably bright Internet marketers waste so much time, money, and energy email marketing only to see all of it end up in someone’s trash bin? It make no sense! Especially when a perfect, smarter, more cost effective solution already exists!!!
* What if YOU could INSTANTLY solve ALL YOUR email delivery problems?
* What if EVERY message YOU sent, was instantly “DELIVERED” right to a person's desktop?
* What if YOU never had to deal with SPAM complaints, filters, or blocked emails ever again?
* What if every message instantly reached your targeted destination and confirmed delivery?
YES - Email is already DEAD, and Internet Marker’s are already turning to smarter, more effective, solutions as their efforts continue to evolve and prosper.
This Website is fully powered by RIVO Inc - RIVO Marketing in Brookfield, Wisconsin
About Richard RIVO & Lynn SUZANNA
Richard Rivo, and his wife Lynn Suzanna, are I.M. Educational Specialists, authors, and editors of hundreds of websites their company has owns since 1997. Their mission, to uncover new trends, and to recommend quality ideas, products and services to their members and visitors.
"We're proud to help YOU save time, money and frustration in reviewing quality products well worth their investment. We look forward to hearing your feedback on how well these systems work for you. "
RIVO Inc has invested thousands of dollars in researching and reviewing mountains of products and services to help VIP members locate the "Best of the Best." AND HERE THEY ARE - Enjoy & Prosper!
OK, you hate your day-job, your work schedule, monotonous work, fellow workers, and your boss. You hate your job but you’re too scared to quit. It doesn’t take long for you to start hating your life. Now you feel trapped, under paid, and worse, under appreciated. Right?
You thought about quitting, but then there’s this economy thing in turmoil. Like millions of others, you don’t know if you’ll even have your crummy job tomorrow or by the end of next week. You’re desperately seeking a better life for you and your family. But WHAT?
Every now and then something very special happens. Something so special that it becomes hugely popular almost overnight, especially when a new innovation, product or service solves a really big problem that can instantly help a lot of people.
Everyone needs or wants more MONEY! If we didn’t would we be working? Would we be in the job we’re in right now? And if making money was as easy as some say, why isn’t everyone RICH?
If you think going into business is easier or less stressful than your day job, you may as well be living on another planet.
The solution herein lies in how you choose to work. You can go to work everyday for an hourly wage, OR you can do the work ONCE and get paid OVER and OVER FOREVER!
Did I hear you say “Wait A Minute – What Did You Just Say?”
Yes, you heard me correctly, “Do the work ONCE and get paid Over & Over Again – Forever! Yes, we’re talking about earning PASSIVE INCOME over your lifetime.
Think about the last video you watched. The last song you downloaded. The last book you read! Wealthy people have learned, do the work once and reap royalties for the rest of their lives. Or how about owning someone else’s product or idea such as “I Love Lucy” reruns or Ted Turner’s Movie channel. They didn’t even have to do the work. They just took advantage of an opportunity.
But what does all of this have to do with you and me, regular Joe and Jane, trying to make a decent living, providing for our families, taking a well deserved vacation, and feeling good about ourselves when we look into the mirror every morning. What about US?
The first revelation should be “WE DON’T NEED ANOTHER DAY-JOB!” We don’t want to become slaves just to another job! Jobs just keep people poor!
We need to take whatever it is we know, and believe me we all have a story to tell, and figure out how to share our story with others to help them through tough times. We need to help each other succeed by sharing what we know, what we’ve experienced, and what we’ve learned. Because most of us lack:
We need to clarify, where we are. what we know, what we tried, what works, what didn’t, how we organize our life, our time, our resources, and our energy. We need see our progress. We need productive. We need to provide something of value not only to ourselves but to everyone else experiencing the same pain, the same problem.
A COMMON PROBLEM: LACK OF MONEY – TIME – and RESOURCES!
So where does one start, or start over again, to finally achieving some level of success?
You could go out and buy yourself a fast food franchise. The only problem is it takes an initial investment of tens of thousands or over a million dollars before you can even open the door. If you’re lucky after working 18-hour days, seven days a week for many years, you might begin to start making a profit.
If you were going to start a new business in the United States, you would need a business plan. A plan that details your business goals, steps, and tasks over the next 5-10 years. In contrast, it’s quite common for Japanese business plans to detail their goals, steps, and tasks over 125 years.
Becoming successful in anything isn’t by accident. You must have a dream, a vision, a plan, something you’re passionate about doing. Something that fills the needs of others.
It’s no longer about YOU, it’s about THEM. Their demand can be huge or small, but it’s out there, and it needs to be filled by YOU, or it will be filled by someone else. That’s purely your decision!
Just image what you could accomplish if you had access to the most powerful collection of professional Internet marketing tools and resources you could ever need, at a price anyone could afford?
What if you had ALL THE SYSTEM TOOLS YOU WOULD EVER NEED TO SUCCEED ONLINE? What if the ultimate set of tools you needed to accomplish nearly every imaginable to help you create a successful Online business?
What if you could own and run a business that worked for you around the clock, whether you’re sleeping, enjoying a well-deserved vacation, walking on the beach with your family, or doing anything else your heart’s desire? What could you accomplish if you could leverage the power of Passive Income,” doing the work ONCE and get PAID OVER and OVER again for the rest of your life? Isn't that the ultimate goal for every entrepreneur, business person, or Internet Marketer?
What’s that kind of freedom worth to YOU or YOUR FAMILY, your time here on Earth?
I know you can leave this page and continue living your life with the same results day after day, week after week, year after year. You can even convince yourself that nothing works any more, and that your dream is beyond your realm of possibility. Or you can take a leap of faith and see what’s on the other side.
What is it that you really want? Your current life filled with frustration and want, or a new life filled with hope, possibilities, and excitement? A life totally different from where you are right now! A life filled with grander possibilities beyond limits all because you were smart enough to start using an incredible set of tools and resources that have proven to help tens of thousands of others find their own path to success.
Time is our enemy! It really is a limited resource. Can you afford to waste another second? Isn't it time to find out what you really want to do with the rest of your life?
It’s pretty straightforward really... As more and more companies have realized just how important the online advertising niche is to the growth of their business, the more saturated the market has become. This means that it’s now become more difficult to find out which products offer the best commissions for the least amount of work.
Let’s be honest... no-one wants to waste their time promoting a product for just a $5 return.
...And, that’s why our program has quickly become an industry leader. We currently connect over 350,000 people to high paying advertising positions affiliated with the best selling products in today's online market. With years of knowledge and experience, wewill guide you through EXACTLY what pays and what doesn’t.
Our award winning Online Advertiser Training Program offers complete with step-by-step training material and tools offer you:
A guaranteed and immediate position on our team!
The ability to work as little or as many hours as you want!
Your fully-automated website ready to make you money from the second you sign-up!
Your choice of a wide range of the hot profitable products being sold online today!
Full access to hands on training!
24/7 Support!
Full access to an active VIP community!
You will discover how to build a business from the ground up!
You will learn how to make a full-time income within your first 2 weeks!
Over 20 hours of exclusive audio by some of the world’s most successful entrepreneurs!
Step-by-Step video tutorials on how to make the most of your new online career!
VIP access to an additional 5 streams of revenue!
You won’t have to wake up to an alarm clock anymore!
You will never have to worry about money or bills again!
So, move your mouse. Learn something new and make a difference in YOUR Life Now!
If You Want To Make Money Start Twittering Otherwise You’ll Remain An Analog In A Digital World!
Even If You’re Not Ready To Commit To Making Money You Need To Research And Update Your Brain Today!
We Can Only Help Lead Visitors To Cool Waters – Not Force Anyone To Drink!
Twitter Traffic Machine - The Automated Growth & Money Making Machine
The System Explains How To Grow A Twitter Account Rapidly With Total Automation Via 5 Videos. In Video 6, We Then Show How Create A Viral Affiliate Business.
The System Is Automated For Affiliates Using Your Twitter Account.
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@@@ RIVO Inc Recommends The Following Educational Resources @@@
Many Online and brick and mortar business owners or entrepreneurs are so busy handling the day-to-day operations, that they often miss the "Big Picture." Don't get me wrong, if you're not making money you won't be in business very long. In fact stats have consistently indicated that well over 90% of all Online businesses aren't making money. First year failures for those brick and mortar start-ups aren’t far behind either . Most under capitalized ventures sadly fail within the first year, and if for some reason they do survive the first year, many of those drop by the wayside within the next couple of years anyway.
So what is it that successful business men and women know and comprehend that allows them to not just survive but prosper? Lynn and I thought it would be extremely important for you to have the following list of authors and book titles to add to your personal reading list. And while we are often asked which one is the best, that strictly depends on where both you and your business are today. It’s different for everyone. Having said that, “Good To Great” is a wonderful place to start for anyone interested in improving not only their business ventures but their personal life attitudes, dreams, and action plans as well. You also have the option of listening to the audio version of his book, spoken by Jim Collins himself.
Enjoy your reading adventures and if you have a title you would like to recommend, simply send us your entry. May your sound business ventures always prosper, that you find time to have fun, laugh deeply, and live passionately in a manner that satisfies your thirst for creating a incredible place, product, or service. In essence, make yourself excitingly irreplaceable.
Author Jeffrey Gitomer
Little Gold Book of Yes – How to find, build, and keep a YES attitude for a lifetime of success. Since you become what you think about all day long, it’s your thoughts behind the words you speak that really are the foundation underneath your true attitudes. Positive attitude is defined as the way you dedicate yourself to the way you think. The definition for a negative attitude is exactly the same. Creative thought is reality; everything else is merely the byproduct of those thoughts.
Little Red Book of Selling – 12.5 principles of sales greatness and how to make sales forever because the sale is always defined by the customer. People don’t like to be sold, but they love to buy. Your job as a master salesperson is to create an atmosphere where people want to buy. If you can make a sale, you earn a commission. If you make a friend, you can earn a fortune.
Little Red Book of Sales Answers – “99.5 real world answers that make sense, make sales, and make money. Sales people are looking for answers. They want them now. They want the fast. They want them free. Buy this book and you’ll get two out of three. Every major sales answer you need to know is in this book.”
Little Black Book of Connections – 6.5 Assets for networking your way into rich relationships. How many times will it take before one clearly understands the power of networking, community, and sharing? As many times as needed, whether hearing it from Napoleon Hill, Dale Carnegie, Norman Vincent Peale, Zig Ziglar, Anthony Robbins, Deepak Chopra, Wayne Dyer, Robert Kiyosaki, Vince Lombardi, Oprah, Dr. Phil, or Jeffrey Gitomer. What might happen if you were to call everyone you know and ask, “What can I do for you today that solves your biggest problem?” You might be pleasantly surprised in finding the solution.
Little Green Book of Getting Your Way – How to speak, write, present, persuade, influence, and sell your point of view to others. After all, getting your way is the gateway to getting what you want while making others feel great about it as well. This book has the persuasion and performance answers you’re looking for, whether it’s sales, service, internal communications, friends, family, within which they are about to be revealed.
Customer Satisfaction is Worthless - Customer Loyalty is Priceless – How to make customers love you, keep them coming back and tell everyone they know about you and your business. The key to survival in any business is customer retention and customer loyalty achieved through strategic techniques that foster impeccable customer service. All aboard the Loyalty Express. This is a train that will train you and provide a memorable ride for your customers. A train ride where you get to keep all the tickets and end up with all the money. What a country!
Sales Bible - The Ultimate Sales Resource– Includes information on the New-New Economy and how to make sales while others are whinning because they fail to see the three golden goals; to help people, to establish long-term relationships, and most of all, to have fun doing everything. After all, if it’s only work, why do it and in the process limit your potential? Whether you are searching for a new product, service, or idea, a fresh approach, of a good old-fashioned kick in the butt, this book will deliver. Open any page and you will add a valuable sales strategy you can proudly add to your personal sales toolbox.
Author Bradford D. Smart
The Smart Interviewer – This book is a “How To” course in selection interviewing, providing you with the skills, tools and techniques for producing dramatically more revealing interviews right away. No muss, no fuss, just simple, elegantly refined techniques that are based upon sound psychology and universal management principles. Avoid costly mishires. Dissects how to efectively and efficiently use specific interview techniques that ultimately hires productive, high-caliber employees or partners that directly target your company’s needs.
Author JimCollins
Good to Great - Why some companies make the leap and others don’t. How good companies, mediocre companies, and even bad companies can achieve enduring greatness through Level-5 leadership, the hedgehog concept, a culture of discipline, technology accelerators, and the flywheel and the doom loop and why those who do Radical restructuring fail to make the leap. His management research team of 21 people, read and coded over 6,000 articles and generated 2,000 pages of interview transcripts over a 5-year period. Now you can read the book and/or listen to the author's audio book on your way to creating greatness, as well as, his monograph to accompany Good to Great, titled “Good to Great and the Social Sectors” and why business thinking is not the answer.
Built To Last - Successful Habits of Visionary Companies - The author investigates 18 truly exceptional, long-lasting, companies having an average age of nearly 100 years that have out performed the general stock market by a factor of 15 since 1926. His research compares each company to its top competitor from beginning to present day, reviewing each as a start-up to growing as a mid size company, and now as a large corporation, constantly questioning, “What makes a company truly exceptional and different from other companies?” Comparative studies include: GE, 3M, Merck, WalMart, HP, Walt Disney, Phillip Morris, Motorola, Procter & Gamble, and Boeing,
Do This Get Rich – Twelve things you can do now to gain financial freedom that allow you to live the American dream, be the best at what you do, make wealthy decisions, time management, expand your comfort zone, over come self-imposed limitations, manage yourself, success strategies, build lasting relationships, leadership skills, the power of letting go, and realizing that the more enterprising you become, the freer you become.
Author Eliyahu M. Goldratt
The Goal - A factory may be the unlikely setting for a novel, but this book has become wildly effective because it is written as a pacy novel that challenges every reader to rethink, there has to be a better way.
It’s Not Luck - A continuation of the author’s business novels whereby a small but growing number of managers working with some of the largest manufacturers are agreeing with him regarding how, when, where, what, and why businesses need to retool their thought process, succeed, and remain innovatively competitive.
Critical Chain – This book is a business novel whose conversations provoke others to think, examine, and reassess their business practices with a fresh new vision. Its principles and practices are reportedly used by the U.S. Navy to develop efficient and faster quality controlled production methods and have transformed the thinking and actions of management throughout the world.
Author Marcus Buckingham
Now Discover Your Strengths – You mean it’s important to manage my own behavior, while becoming said example before my family, friends, and peers? The focus in not on eliminating weakness, rather, focusing on enhancing strengths, first within myself, and culturing that positive environment in every aspect of my personal and business relationships. This book is a sequel to Breaking All The Rules, in understanding and utilizing effective methods for motivating people and building upon their strengths. With over 1.7 million employees interviewed from 101 companies representing 63 countries, only 20 percent stated they were using their strengths everyday. How effectively do you measure productivity, and what percentage of your workday is measurable as productive?
Author Michaels, Handfield-Jones & Axelrod
The War for Talent – How strong is your talent pool? Winning the war for top leadership talent is much more than frenzied recruiting tactics. Attracting and retaining highly talented managers requires applying bold new strategies that build, culture, and develop added employee value propositions, via fundamentally new approaches to talent management. This will determine your company’s long-term success.
Author Daniel Pinka
A Whole New Mind – An interesting theoretical advocate that sees a changing landscape of neuroscience economic power shifting to individuals with powerful right brain qualities leading us toward the dawning “Conceptual age.” The Six Senses identifies how design, story, symphony, empathy, play, and meaning will instrumentally redesign, redistribute, and recreate a new economy, while providing practical and whimsical ideas on how to culture self-taught techniques for R-directed thinking.
Free Agent Nation – Debates the future of working for yourself, and freedom for temp slaves, peramtemps, and advancing the rise of self-organized labor, redefining the future of commerce, careers, and community. This face-to-face conversation with hundreds of independent workers takes an intimate view of this emerging, ground level, revolution in how Americans are altering the way they work and live.
Author John Maeda
The Law of Simplicity – This book revolves around simplifying the quality of design, technology, business, and life through thoughtful reduction. Be careful, technology has made our lives more full, yet at the same time we’ve become uncomfortably full. Simplify by understanding and implementing these 10 laws, reduce, organize, time, learn, differences, context, emotion, trust, failure, and “the one’ while shifting and moving the 3 keys, away, open, and power. Use less to gain more.
Author Peter R. Drucker
The Effective Executive - A time proven approach to efficient time management and executive decision-making that allows effective executives time to think differently about allocation and keeping out of the way of others so that core tasks and activities can be accomplish more effectively, using a variety of historical examples to clarify his principles that still hold true today.
Author Jessica Livingston
Founders At Work - collection of famous companies start up days: Apple, Gmail, Hotmail, CraigsList, Paypal, Tivo, Yahoo, Flickr, Firefox, Blogger, Lotus, Lycos, Del.icio.us, TripAdvisor, WebTV, and many so-called overnight success stories that just happened to be in the right or wrong place at the right or wrong time, experienced success and failures, yet hung on to the big vision, facing incredible decisions, managing to establish their historical niche marks on an evolutionary Internet landscape.
Authors Jack Anfield & Mark Victor Hansen
Chicken Soup for the Soul – Chicken Soup has become an industry unto its self. This book is filled with inspirational stories from amazing and generous people discussing their personal relationships, love, and the importance of family. It even became a TV-series 1999-2000 with a cast summary of over 200 celebrities. Why does bad news sell, when chicken soup inspiration is what we really seek and strive to achieve?
Author Thomas Friedman – updated and expanded version
The World is Flat – Includes fresh stories and insights that help us clearly understand how globalization and localization is changing the world faster than lightning. New visionary approaches in 21st Century thinking will challenge norms about, expansive digital technology, reducing social poverty, educational hyperlinks, individual empowerment, instant self publishing, and unlimited evolutionary trend setting on a historical scale where history itself is constantly outdated. What do I tell my children now that we know the world is flat once again?
Authors Steven D. Levitt & Stephen J. Dubner
Freakonomics – A rogue economist explores the hidden side of everything. Reads like an Indiana Jones detective novel, chuckling one minute and amazed the next. Bizarre historical connections that clearly explain how history was altered through apparently unrelated events that intersected cultural events without most people knowing how, why, when, or what really happened. A most fascinating read and as educators, perhaps the most effective way to really learn about economics and how it should be presented throughout life-long learning, not only K-12, but K-Life.
Authors Jim & Dallas Edwards
Turn Words Into Traffic – Finally, the secret to non-stop free targeted traffic. From the annals of the stonecutter to cutting edge technology, the written word “rules.” Topics concisely covered; the writing process, creating and promoting articles, targeting your audience, brainstorming topics, irresistible subjects, organizing structure, choosing your voice style, real purpose of editing, polishing blueprints, distributions strategies and tactics, subscribers, affiliate tool box, making money and saving time.
Author Bruce C. Brown
Advertise, Promote, and Market Your Business or Web Site With Little or No Money – Discusses strategies and techniques for starting and expanding your Online presence, advertorials and advertainments, trust and customer loyalty, media exposure, image branding, market targets, Automation, auto-responders, SEO, directories, communities and portals, affiliate opportunities, offline promotions, and a variety of actual case studies. There may be a better way, but you avoid some costly mistakes if you don’t start your business correctly. This is a solid primer to help clarify the path toward success, both on and offline.
Author Milon Townsend
Making & Marketing Better Artwork – Career paths in the visual arts are seldom clear compared to law, business, or accounting. With the massive growth of art communities, galleries, and retail centers, opportunities exist for artists to develop their craft and learn the business of art as well. This author provides a step-by-step path to achieving economic independence, marketing tips and tools to achieve a solid career and enviable lifestyle without compromise.
Author Bill Effros
How To Sell Your Home in 5 Days – It’s amazing how the real estate industry programmed fear into the mind of nearly every home owner, and yet realtors have more financial incentives for selling your home for less than buyers may be willing to pay. Think about it. If a realtor encourages you to lower your asking price of $100,000 by $10,000, encouraging you to believe they can sell your house faster in a sluggish market, they only lose $600 in commissions, while you lose $10,000. Realtors may not reveal to you that they also use well-know industry trigger word ads that immediately reduce or increase the selling price of your property, while on average, they use these same trigger words to sell their own properties for 3% more than for their own clients. Naturally, this is considered ethical.
With that said, Bill Effros presents a systematic approach that teaches homeowners how to sell their own home in 5 Days – Risk-FREE. His system offers homeowners a clear understanding of how the process really works, including how to attract hundreds of buyers, prepare and stage the home, when and where to advertise, establish a support and closing team, and more importantly, pay NO commissions and keeping ALL the profits that you so rightfully deserve. With work, preparation, and clear understanding of this unique selling technique, you gain a deeper respect for how his approach really works as long as you don’t underestimate his NO-RISK system. Keep the faith and reap the rewards. The next property we sell, we will definitely use this approach.
How To Avoid Financial Tangles – Economic education bulletin published by the American Institute For Economic Research, Great Barrington, Massachusetts. This $5 bulletin is a great introduction to elementary property rights, taxes, wills, trusts, finances, insurance, hiring help, handling disputes, keeping records, privacy and security. ISBN 0-913610-51-8 Vol. XLVII, No. 4, April 2007
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